年金终值系数表
年金终值系数表
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2023年2月10日发(作者：罩式炉)财务管理系数表复利终
值复利现值年金终值年
金现值
YUKIwascompiledonthemorningofDecember16,2020
附表一复利终值系数表
计算公式：复利终值系数=ni1，F=Pni1
P—现值或初始值；i—报酬率或利率；n—计息期数；F—终值或本利和
附表一复利终值系数表续表
注：*〉99999
计算公式：复利终值系数=ni1，F=Pni1
P—现值或初始值
i—报酬率或利率
n—计息期数
F—终值或本利和
附表二复利现值系数表
注：
计算公式：复利现值系数=-ni1，P=
ni1
F
=F-ni1
P—现值或初始值；i—报酬率或利率；n—计息期数；F—终值或本利和
附表二复利现值系数表续表
注：*<
计算公式：复利现值系数=-ni1，P=
ni1
F
=F-ni1
P—现值或初始值；i—报酬率或利率；n—计息期数；F—终值或本利和
附表三年金终值系数表
期数1%2%3%4%5%6%7%8%9%10%
11.00001.00001.00001.00001.00001.00001.00001.00001.00001.0000
22.01002.02002.03002.04002.05002.06002.07002.08002.09002.1000
33.03013.06043.09093.12163.15253.18363.21493.24643.27813.3100
44.06044.12164.18364.24654.31014.37464.43994.50614.57314.6410
55.10105.20405.30915.41635.52565.63715.75075.86665.98476.1051
66.15206.30816.46846.63306.80196.97537.15337.33597.52337.7156
77.21357.43437.66257.89838.14208.39388.65408.92289.20049.4872
88.28578.58308.89239.21429.54919.897510.26010.63711.02911.436
99.36859.754610.15910.58311.02711.49111.97812.48813.02113.580
1010.46210.95011.46412.00612.57813.18113.81614.48715.19315.937
1111.56712.16912.80813.48614.20714.97215.78416.64617.56018.531
1212.68313.41214.19215.02615.91716.87017.88918.97720.14121.384
1313.80914.68015.61816.62717.71318.88220.14121.49522.95324.523
1414.94715.97417.08618.29219.59921.01522.55124.21526.01927.975
1516.09717.29318.59920.02421.57923.27625.12927.15229.36131.773
1617.25818.63920.15721.82523.65825.67327.88830.32433.00335.950
1718.43020.01221.76223.69825.84028.21330.84033.75036.97440.545
1819.61521.41223.41425.64528.13230.90633.99937.45041.30145.599
1920.81122.84125.11727.67130.53933.76037.37941.44646.01951.159
2022.01924.29726.87029.77833.06636.78640.99645.76251.16057.275
2123.23925.78328.67731.96935.71939.99344.86550.42356.76564.003
2224.47227.29930.53734.24838.50543.39249.00655.45762.87371.403
2325.71628.84532.45336.61841.43146.99653.43660.89369.53279.543
2426.97430.42234.42739.08344.50250.81658.17766.76576.79088.497
2528.24332.03036.45941.64647.72754.86563.24973.10684.70198.347
2629.52633.67138.55344.31251.11459.15668.67779.95493.324109.18
2730.82135.34440.71047.08454.66963.70674.48487.351102.72121.10
2832.12937.05142.93149.96858.40368.52880.69895.339112.97134.21
2933.45038.79245.21952.96662.32373.64087.347103.97124.14148.63
3034.78540.56847.57556.08566.43979.05894.461113.28136.31164.49
4048.88660.40275.40195.026120.80154.76199.64259.06337.88442.59
5064.46384.579112.80152.67209.35290.34406.53573.77815.081163.9
6081.670114.05163.05237.99353.58533.13813.521253.21944.83034.8
注：
计算公式：年金终值系数=
i
1i1n
，F=A
i
1i1n
A—每期等额支付（或收入）的金额；i—报酬率或利率；n—计息期数；F—年金终值
或本利和
附表三年金终值系数表续表
期数12%14%15%16%18%20%24%28%32%36%
11.00001.00001.00001.00001.00001.00001.00001.00001.00001.0000
22.12002.14002.15002.16002.18002.20002.24002.28002.32002.3600
33.37443.43963.47253.50563.57243.64003.77763.91844.06244.2096
44.77934.92114.99345.06655.21545.36805.68426.01566.36246.7251
56.35286.61016.74246.87717.15427.44168.04848.69999.398310.146
68.11528.53558.75378.97759.44209.929910.98012.13613.40614.799
710.08910.73111.06711.41412.14212.91614.61516.53418.69621.126
812.30013.23313.72714.24015.32716.49919.12322.16325.67829.732
914.77616.08516.78617.51919.08620.79924.71329.36934.89541.435
1017.54919.33720.30421.32223.52125.95931.64338.59347.06257.352
1120.65523.04524.34925.73328.75532.15040.23850.39963.12278.998
1224.13327.27129.00230.850
34.93139.58150.89565.51084.320108.44
1328.02932.08934.35236.78642.21948.49764.11084.853112.30148.48
1432.39337.58140.50543.67250.81859.19680.496109.61149.24202.93
1537.28043.84247.58051.66060.96572.035100.82141.30198.00276.98
1642.75350.98055.71860.92572.93987.442126.01181.87262.36377.69
1748.88459.11865.07571.67387.068105.93157.25233.79347.31514.66
1855.75068.39475.83684.141103.74128.12195.99300.25459.45700.94
1963.44078.96988.21298.603123.41154.74244.03385.32607.47954.28
2072.05291.025102.44115.38146.63186.69303.60494.21802.861298.8
2181.699104.77118.81134.84174.02225.03377.46633.591060.81767.4
2292.503120.44137.63157.42206.34271.03469.06812.001401.22404.7
23104.60138.30159.28183.60244.49326.24582.631040.41850.63271.3
24118.16158.66184.17213.98289.49392.48723.461332.72443.84450.0
25133.33181.87
212.79249.21342.60471.98898.091706.83226.86053.0
26150.33208.33245.71290.09405.27567.381114.62185.74260.48233.1
27169.37238.50283.57337.50479.22681.851383.12798.75624.811198
28190.70272.89327.10392.50566.48819.221716.13583.37425.715230
29214.58312.09377.17456.30669.45984.072129.04587.79802.920714
30241.33356.79434.75530.31790.951181.92640.95873.21294128172
40767.091342.01779.12360.84163.27343.922729693772
502400.04994.57217.79103**
607471.61733****
注：*>999
计算公式：年金终值系数=
i
1i1n
，F=A
i
1i1n
A—每期等额支付（或收入）的金额；i—报酬率或利率；n—计息期数；F—年金终值
或本利和
附表四年金现值系数表
期数1%2%3%4%5%6%7%8%9%10%
10.99010.98040.97090.96150.95240.94340.93460.92590.91740.9091
21.97041.94161.91351.88611.85941.83341.80801.78331.75911.7355
32.94102.88392.82862.77512.72322.67302.62432.57712.53132.4869
43.90203.80773.71713.62993.54603.46513.38723.31213.23973.1699
54.85344.71354.57974.45184.32954.21244.10023.99273.88973.7908
65.79555.60145.41725.24215.07574.91734.76654.62294.48594.3553
76.72826.47206.23036.00215.78645.58245.38935.20645.03304.8684
87.65177.32557.01976.73276.46326.20985.97135.74665.53485.3349
98.56608.16227.78617.43537.10786.80176.51526.24695.99525.7590
109.47138.98268.53028.11097.72177.36017.02366.71016.41776.1446
1110.36769.78689.25268.76058.30647.88697.49877.13906.80526.4951
1211.255110.57539.95409.38518.86338.38387.94277.53617.16076.8137
1312.133711.348410.63509.98569.39368.85278.35777.90387.48697.1034
1413.003712.106211.296110.56319.89869.29508.74558.24427.78627.3667
1513.865112.849311.937911.118410.37979.71229.10798.55958.06077.6061
1614.717913.577712.561111.652310.837810.10599.44668.85148.31267.8237
1715.562314.291913.166112.165711.274110.47739.76329.12168.54368.0216
1816.398314.992013.753512.659311.689610.827610.05919.37198.75568.2014
1917.226015.678514.323813.133912.085311.158110.33569.60368.95018.3649
2018.045616.351414.877513.590312.462211.469910.59409.81819.12858.5136
2118.857017.011215.415014.029212.821211.764110.835510.01689.29228.6487
2219.660417.658015.936914.451113.163012.041611.061210.20079.44248.7715
2320.455818.292216.443614.856813.488612.303411.272210.37119.58028.8832
2421.243418.913916.935515.247013.798612.550411.469310.52889.70668.9847
2522.023219.523517.413115.622114.093912.783411.653610.67489.82269.0770
2622.795220.121017.876815.982814.375213.003211.825810.81009.92909.1609
2723.559620.706918.327016.329614.643013.210511.986710.935210.02669.2372
2824.316421.281318.764116.663114.898113.406212.137111.051110.11619.3066
2925.065821.844419.188516.983715.141113.590712.277711.158410.19839.3696
3025.807722.396519.600417.292015.372513.764812.409011.257810.27379.4269
3529.408624.998621.487218.664616.374214.498212.947711.654610.56689.6442
4032.834727.355523.114819.792817.159115.046313.331711.924610.75749.7791
4536.094529.490224.518720.720017.774115.455813.605512.108410.88129.8628
5039.196131.423625.729821.482218.255915.761913.800712.233510.96179.9148
5542.147233.174826.774422.108618.633515.990513.939912.318611.01409.9471
计算公式：年金现值系数=
i
i11n-
，P=A
i
i11n-
A—每期等额支付（或收入）的金额；i—报酬率或利率；n—计息期数；P—年金
现值或本利和
附表四年金现值系数表续表
注：
计算公式：年金现值系数=
i
i11n-
，P=A
i
i11n-
A—每期等额支付（或收入）的金额；i—报酬率或利率；n—计息期数；P—年金
现值或本利和