金融专业英语
作文题目新颖-无锡华东疗养院
2023年3月20日发(作者：研究生规划)【常用金融英语词汇】金融专业术语大全
常用金融英语词汇
常用金融英语词汇A安全网safetynet按可比口径on
comparablebasis按轻重缓急toprioritize暗补implicit
subsidy暗亏hiddenlossB颁发营业执照tolicense;togranta
licenceto办理存款业务totakedeposits保护农民的生产积极
性toprotectfarmers“incentivetoproduce备付金(超额准备金)
excessreserves本外币并账consolidationofdomesticand
foreigncurrencyaccounts本外币对冲操作sterilization
operation本位利益localizedinterest;departmentalism奔小康
tostrivetoprosper;tostrivetobecomewell-to-do避税(请见“逃
税”)taxavoidance币种搭配不当currencymismatch币种构成
currencycomposition变相社会集资disguisedirregular(or
illegal)fundraising表外科目(业务)off-balance-sheet
items(operation)薄弱环节weaknesses;loopholes不变成本
fixedcost不变价atconstantprice;inrealterms不动产real
estate不良贷款(资产)problemloans;non-performing
loans(assets)C财务公司financecompanies财政赤字fiscal
deficit财政挤银行fiscalpressureonthecentralbank(over
monetarypolicy)财政政策与货币政策的配合coordinationof
fiscalandmonetarypolicies采取循序渐进的方法inaphased
andsequencedmanner操作弹性operationalflexibility操纵汇
率tomanipulateexchangerate产品构成product
composition;productmix产品积压stockpile;excessive
inventory产销率currentperiodinventory;(即期库存，不含前期
库存)sales/outputratio产销衔接marketability产业政策
industrialpolicy长期国债treasurybonds敞口头寸open
position炒股tospeculateinthestockmarket承购包销
underwrite(securities)成套机电产品completesetsof
equipment;completeplant(s)城市信用社urbancredit
cooperatives(UCCs)城市合作银行urbancooperative
banks;municipalunitedbanks城市商业银行municipal
commercialbanks城乡居民收入增长超过物价涨幅realgrowth
inhouseholdincome持续升温persistentoverheating重复布
点duplicateprojects重置成本replacementcost重组计划
restructuringplan筹资渠道fundingsources;financingchannels
初见成效initialsuccess出口统一管理、归口经营canalization
ofexports出口退税exporttaxrebate储蓄存款household
deposits(不完全等同于西方的savingsdeposits，前者包括活期
存款，后者不包括。)储蓄分流diversionofhouseholddeposits
储源萎缩declineintheavailabilityofhouseholdsavings传导机
制transmissionmechanism从价税advaloremtax从紧控制
tightcontrol存贷款比例loan/depositratio存款保险体系
depositinsurancesystem存款货币银行depositmoneybanks
存款准备金requiredreservesD打白条issueIOU大额存单
certificateofdeposit(CD)大额提现withdrawdepositsinlarge
amounts大面积滑坡wide-spreaddecline大一统的银行体制
(all-in-one)mono-banksystem呆账(请见“坏账”)badloans呆
账准备金loanlossreserves(provisions)呆滞贷款idleloans贷
款沉淀non-performingloans贷款分类loanclassification贷
款限额管理creditcontrol;toimposecreditceiling贷款约束机
制creditdisciplinary(constraint)mechanism代理国库toactas
fiscalagent代理金融机构贷款makeloansonbehalfofother
institutions戴帽贷款ear-markedloans倒逼机制reversed
transmissionofthepressureforeasingmonetarycondition道德
风险moralhazard地区差别regionaldisparity第一产业the
primaryindustry第二产业thesecondaryindustry第三产业
theserviceindustry;thetertiaryindustry递延资产deferrable
assets订货不足insufficientorders定期存款timedeposits定
向募集raisingfundsfromtargetedsources东道国(请见“母国”)
hostcountry独立核算independentaccounting短期国债
treasurybills对冲操作sterilizationoperation;hedging对非金
融部门债权claimsonnon-financialsector多种所有制形式
diversifiedownershipE恶性通货膨胀hyperinflation二级市场
secondarymarketF发行货币toissuecurrency发行总股本
totalstockissue法定准备金requiredreserves;reserve
requirement法人股institutionalshares法人股东institutional
shareholders法治ruleoflaw房地产投资realestate
investment放松银根toeasemonetarypolicy非现场稽核off-
sitesurveillance(ormonitoring)非银行金融机构non-bank
financialinstitutions非赢利性机构non-profitorganizations分
税制assignmentofcentralandlocaltaxes;taxassignmentsystem
分业经营segregationoffinancialbusiness(services);divisionof
businessscopebasedonthetypeoffinancialinstitutions风险暴
露(风险敞口)riskexposure风险管理riskmanagement风险意
识riskawareness风险资本比例risk-weightedcapitalratios风
险资本标准risk-basedcapitalstandard服务事业收入public
servicecharges;user“scharges扶贫povertyalleviation负增长
negativegrowth复式预算制double-entrybudgeting;capital
andcurrentbudgetaryaccountG改革试点reform
experimentation杠杆率leverageratio杠杆收购leveraged
buyout高息集资toraisefundsbyofferinghighinterest个人股
non-institutionalshares根本扭转fundamentalturnaround(or
reversal)公开市场操作openmarketoperations公款私存
depositpublicfundsinpersonalaccounts公用事业public
utilities公有经济thestate-ownedsector;thepublicsector公有
制publicownership工业成本利润率profit-to-costratio工业
增加值industrialvalueadded供大于求supplyexceeding
demand;excessivesupply鼓励措施incentives股份合作企业
joint-equitycooperativeenterprises股份制企业joint-equity
enterprises股份制银行joint-equitybanks固定资产贷款fixed
assetloans关税减免tariffreductionandexemption关税减让
tariffconcessions关税优惠tariffincentives;preferentialtariff
treatment规范行为toregularize(orstandardize)…behavior规
模效益economiesofscale国计民生nationalinterestand
people"slivelihood国家对个人其他支出othergovernment
outlaystoindividuals国家风险countryrisk国际分工
internationaldivisionoflabor国际收支balanceofpayments国
有独资商业银行whollystate-ownedcommercialbanks国有经
济(部门)thestate-owned(orpublic)sector国有企业state-
ownedenterprises(SOEs)国有制state-ownership国有资产流
失erosionofstateassets国债回购governmentsecurities
repurchase国债一级自营商primaryunderwritersof
governmentsecurities过度竞争excessivecompetition过度膨
胀excessiveexpansion过热迹象signsofoverheating